Medicare

What is Medicare?

Medicare is health insurance for:

People 65 or older

People under 65 with certain disabilities

People of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant)

What are the different parts of Medicare?

Medicare Part A (Hospital Insurance) helps cover:

Inpatient care in hospitals

Skilled nursing facility care

Hospice care

Home health care

Medicare Part B (Medical Insurance) helps cover:

Services from doctors and other health care providers

Outpatient care

Home health care

Durable medical equipment

Some preventive services

Medicare Part C (Medicare Advantage):

Includes all benefits and services covered under Part A and Part B

Run by Medicare-approved private insurance companies

Usually includes Medicare prescription drug coverage (Part D) as part of the plan

May include extra benefits and services for an extra cost

Medicare Part D (Medicare prescription drug coverage):

Helps cover the cost of prescription drugs

Run by Medicare-approved private insurance companies

May help lower your prescription drug costs and help protect against higher costs in the future

Understanding Medicare Enrollment Periods

Deciding to Sign Up
for Medicare Part B

Medicare & You:
Traveling Abroad

Medicare Supplemental Insurance (Medigap) for People Under Age 65